Many potential buyers have been sitting on the sidelines waiting for the housing market to bottom.  It’s impossible to time the market and know when bottom has hit until the market starts going back up.  If you’ve been waiting it out, why not start putting the pieces in place to take advantage of the most affordable housing market in history.  Where to start?  How about meeting with two no-obligation resources – a local lender and real estate agent?

How can a lender help?  Meeting with a lender can help you figure out a price range that is comfortable for you.  They can look at your credit score and determine what your interest rate would be, and they can introduce you to various loan and if applicable, grant assistance programs and run numbers on the multiple programs to see what the best financing options would be for you.   

How can a realtor help?  A realtor can explain how the home buying process works in the Champaign County area.  They can also analyze your wants and needs in a home and show you properties that meet your criteria so you can see what your housing options are based on what is financially comfortable for you. 

When you meet a lender and a realtor, you are under no obligation to buy anything.  What you are doing is gathering essential information and putting yourself in the best possible position to take advantage of what our current housing market has to offer.

For more information or for a list of lenders who have done a great job for our clients, please contact Gallivan & Associates at or call 217-239-7210.


About gallivanandassociates

Gallivan & Associates is a team of full time real estate specialists who utilize a client-centered, consulting approach to create a successful and enjoyable real estate experience; establishing clients for life.
This entry was posted in Random Thoughts. Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s